Pay & Benefits

Tax-free…or not? Avoid these 4 Roth TSP mistakes

Not all money in a Roth Thrift Savings Plan account is automatically tax-free, and there are several things to consider before making a withdrawal to avoid tax and other penalties.

Pay & Benefits

Think you're ready to tap your TSP? Here's what you might be missing

Before touching your Thrift Savings Plan funds, make sure you understand the rules—and the risks—you might not have planned for.

Pay & Benefits

TSP funds rebound following months of losses

Only one portfolio in the federal government’s 401(k)-style retirement savings program finished May in the red.

Pay & Benefits

Senator says VA is slow-footing benefits law, congresswoman wants a watchdog for Thrift Investment Board

Del. Eleanor Holmes Norton, D-D.C., has brought back legislation that would create an inspector general for the Federal Retirement Thrift Investment Board, while the Senate Veterans’ Affairs Committee’s ranking member argues the department is too slow in implementing legislation.

Pay & Benefits

Domestic TSP funds continued to swoon in April

The federal government’s 401(k)-style retirement savings program continued to produce a mixed bag for participants last month.

Pay & Benefits

Domestic TSP funds tumble amid government layoffs, tariff threats

Most of the portfolios in the federal government’s 401(k)-style retirement savings program finished March in the red.

Pay & Benefits

Need fast cash? A TSP loan may be the answer

While not ideal, it is an option available to federal employees who need financial help.

Pay & Benefits

TSP funds posted mixed results in February

Portfolios invested in American businesses weighed down an otherwise positive month for the federal government’s 401(k)-style retirement savings program.

Pay & Benefits

TSP funds rebound to start 2025

After a rocky end to 2024, all funds in the federal government’s 401(k)-style retirement savings program finished January in the black.

Pay & Benefits

Thrift Savings Plan funds end the year on the downswing

Only one of the portfolios within the federal government’s 401(k)-style retirement savings program finished December in the black.

Pay & Benefits

Nearly every TSP fund rebounded in November

Only one of the portfolios in the federal government’s 401(k)-style retirement savings program lost value last month.

Pay & Benefits

Retirement decisions that can't be reversed

Here are the retirement decisions that require careful consideration since they cannot be changed.

Pay & Benefits

Most TSP funds took a tumble in October

Only two portfolios in the federal government’s 401(k)-style retirement savings program ended last month in the black, ending a three-month run of gains.

Pay & Benefits

TSP continues upward trek for third straight month

Each portfolio within the federal government’s 401(k)-style retirement savings program saw modest gains in September.

Pay & Benefits

Why do employees want to be feds? Benefits are a big reason

In a 2023 OPM survey, 90% or more of federal employees said that the availability of health and retirement benefits are important to them.

Pay & Benefits

All TSP portfolios posted modest gains in August

Each of the federal government’s 401(k)-style retirement savings program’s investment options gained value for the second straight month.

Pay & Benefits

Federal government needs better oversight of TSP’s records system

A GAO report found that the Federal Retirement Thrift Investment Board did not ensure that acquisition management practices were fully enforced when it modernized the system that oversees its 401(k)-style retirement savings program.

Pay & Benefits

TSP boasts strong performance in July

Each of the portfolios in the federal government’s 401(k)-style retirement savings program gained value last month.

Pay & Benefits

Roadblocks to TSP participation

Federal employees need to have a basic understanding of their retirement benefits from day one on the job.

Pay & Benefits

TSP funds posted a mixed bag in June

Only three of the five core investment offerings of the federal government’s 401(k)-style retirement savings program ended the month in the black.